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This thesis explores the ability for retail banks to allocate economic capital below portfolio level. First, a discussion about capital requirements and risk measures to provide a sound basis for determining the economic capital of the bank. In general, economic capital is allocated to the banks portfolios but not on a more granular level, through a capital allocation method. This study discuss th
The initial part of this paper presents an overview of research conducted on switching costs and their implications. Different types of switching costs are identified and categorised according to available research and examples are given. Further, switching costs are with the help of previous research put in relation to various business actions we may encounter on an everyday basis and how they af
The main purpose of any Customer Relationship Management(CRM) system of any customer-focused organization is to build new and retain old relationships with its customers.Such CRM systems provide customer data so that its users or top management can make correct decisions in order to improve organization’s performance. Nowadays, advanced analytics in the form of Business Intelligence (BI) can be us
Aktivt kol har identifierats som en av de mer effektiva metoderna när det kommer till att avlägsna organiska mikroföroreningar (OMF) från avloppsvatten. Aktivt kol är ett poröst material med stor ytarea som kan adsorbera andra ämnen. Det är inget som existerar naturligt utan behöver framställas. Framställningen kan ske från i princip vilket material som helst som har en hög kolhalt. En stor del avActivated carbon has been identified as one of the more effective methods of removing organic micropollutants (OMP) from wastewater. Activated carbon is a porous material with a large surface area that allows adsorption of other substances. The material does not exist naturally and therefore has to be produced. The production can be done from any carbon-rich material and today the precursor is mai
Östra Tommarp is the name of a small village situated outside Simrishamn in eastern Skåne. Bioagro-life is an ongoing project sponsored by the EU. The main ambition is to eliminate carbon dioxide emissions from the process of heatproduction. The project will produce a more environmental friendly alternative to present use of burners with oil as fuel. The heating of the facilities within the villag
Dagens samhälle har ett stort behov av naturresurser. Hur vi hanterar och använder dem påverkar förekomsten, utvecklingen och förflyttningen av föroreningar i miljön och det kan ha stora konsekvenser för ekosystem och människors hälsa. För att på ett hållbart sätt använda och säkra tillgången på dricksvatten, industrimineraler och bergarter, och på så sätt uppnå de svenska miljömålen, krävs kuns
https://www.geologi.lu.se/forskning/forskningsomraden/tillampad-geologi - 2026-07-11
Popular Abstract in Swedish Nanotrådar har potential att bli en mycket flexibel plattform för design av halvledarkomponenter. I nanotrådar är det möjligt att bilda kristallstrukturer som normalt sett inte förekommer i bulkmaterial, och att kombinera olika III-V och grupp IV material i axiella eller radiella heterostrukturer. Eftersom så pass komplicerade strukturer kan skapas, både avsiktligt och Nanowires have the potential to be a very flexible platform for the design of semiconductor devices. In nanowires it is possible to form crystal structures not found in the bulk materials under normal conditions, and to combine different III-V and group IV materials into axial or radial heterostructures. As quite complex structures can be formed, both intentionally and unintentionally, characteriz
LIVE-sänt mötet om dansk-svensk kultur med CSS partner LIVE-sänt mötet om dansk-svensk kultur med CSS partner Published 1 September 2021 CSS samarbetspartner i projektet Fördomsfönster Öresund – Øresundsinstituttet – arrangerar den 8 september ett live-sänt samtal om dansk-svensk kultur i Öresund. Samtalet äger rum mellan kl 16:30-17:30 och sänds från Form/Design Center i Malmö. Klicka här för att
https://www.css.lu.se/article/live-saent-moetet-om-dansk-svensk-kultur-med-css-partner/ - 2026-07-11
Microsoft Word - WigforssUppsatsARKA12_4 Arkeologisk kunskapsförmedling om textila fynd från Huldremose och Hallstatt Museibesökarens upplevelse av kläder från förromersk järnålder – bruna eller röda och blåa? ARKEOLOGI ARKA 12:4, VT 2013 Institutionen för arkeologi och antikens historia Lunds Universitet Eva Wigforss 1 Illustrationerna på titelbladet är hämtade [2013-03-31] från Internetsidor
https://www.ark.lu.se/media/utbildning/dokument/kurser/ARKA12/20131/Eva_Wigforss.pdf - 2026-07-10
Nyhetsbrev från Akademikerföreningen Sveriges Ingenjörer vid Siemens Energy AB Kontakt: asi.se@siemens-energy.com Redaktörer: SvE, CH, JB Nr: 03/24 2024-04-18 Lönesamtal 2 I morgon går tidsfristen för lönesamtal 1 ut. Enligt tidplanen kommer lönesamtal 2 äga rum v.18-19. Det är vid lönesamtal 2 som den nya lönen fastställs i förhandling mellan medarbetare och chef. Ni som medlemmar i ASI har även
Popular Abstract in Swedish Vill man ta en bild av något som rör sig mycket snabbt, krävs det att man använder en kort exponeringstid. Om kamerans slutare är öppen under för lång tid, hinner det man vill fotografera röra sig under tiden filmen exponeras, med resultatet att bilden blir suddig. Kemiska reaktioner där atomer och molekyler är inblandade är exempel på något som sker på väldigt kort tidWhen a low-frequency laser pulse is focused to a high intensity in a gas, the electric field of the laser may become comparable to, or even exceed, the electric field between the electrons and the nucleus in the atom. Under such conditions, through a process known as high-order harmonic generation, bursts of extreme ultraviolet radiation may be emitted, with durations in the attosecond domain (1 a
A comparison was made between two plant peroxidases, cationic horseradish peroxidase (HRP) and anionic tobacco peroxidase (TOP), combined with a highly cationic osmium polymer [Os(4,4'-dimethyl-2,2'-bipyridine)2poly(N-vinylimidazole)10Cl]+2/+ ([Os(dmp)PVI]+/2+) to develop highly sensitive, stable and selective hydrogen peroxide biosensors. The two different plant peroxidases were individually immo
I den andra delen av avhandlingen introduceras några konkreta förslag på tillämpningar av paleontologisk kunskap generellt, och forskningsresultat om fossil från Kristianstadsområdet specifikt, som kan användas i undervisning från förskola till gymnasieskola med undervisningsförslag inom de tre områdena; fossil och dinosaurier i förskolan, tidslinjer för utveckling av tidsmedvetenhet samt geovetenThis thesis is thematically divided into two sections: Part1 presents studies related to the palaeoenvironments,palaeoecology and palaeobiogeography of the LateCretaceous (Campanian) faunas from the KristianstadBasin of southern Sweden; Part 2 reports on applicationsof palaeontological research for science education inschools.Part 1 was based on personally conducted fieldworkand biostratigraphical
Background: Epidemiological studies have shown that many welders experience respiratory symptoms. During the welding process a large number of airborne nanosized particles are generated, which might be inhaled and deposited in the respiratory tract. Knowledge of the underlying mechanisms behind observed symptoms is still partly lacking, although inflammation is suggested to play a central role. Th
Background: The European Cooperation in Science and Technology (COST) Action 21122, PROmoting GeRiAtric Medicine in countries where it is still eMergING (PROGRAMMING) developed an online open survey to assess the educational interests and needs of health care professionals and final-year medical students across participating countries. This survey aims to establish a current baseline for developin
Background. Climate change is the greatest threat to human health in the 21st century and healthcare contributes to approximately 5% of global greenhouse gas emissions. Intensive and perioperative care are particularly resource intensive. This thesis aimed to assess the climate and environmental impacts of perioperative and intensive care (Papers I–III) and to explore how environmental outcomes an
The Old Wood in a New Light database project focuses on the digitization and accessibility of the results of dendrochronological samples analyzed and archived at four Swedish university-based tree-ring laboratories at Lund University, Stockholm University, University of Gothenburg, and the Swedish University of Agricultural Sciences. Collaboration with the Environmental Archaeology Laboratory and The Old Wood in a New Light database project focuses on the digitization and accessibility of the results of dendrochronological samples analyzed and archived at four Swedish university-based tree-ring laboratories at Lund University, Stockholm University, University of Gothenburg, and the Swedish University of Agricultural Sciences. Collaboration with the Environmental Archaeology Laboratory and
Increased wealth and per capita energy use have transformed lives and shaped societies, but energy poverty remains a global challenge. Previous research has shown positive relationships among metrics of health and happiness and economic indices such as income and gross domestic product and between energy use and human development. To our knowledge, however, no comprehensive assessment has examined
Sustainability transition research investigates why the necessary change towards more sustainable patterns of consumption and production has not yet been achieved and how it can be accelerated. Taking into account the complexity of the globalised dynamics underlying today's sustainability challenges, it has been suggested that the existence of global regimes limits the possibilities for change
